Federal income tax, 2026 tax year
Your bracket is not your tax rate.
Only the dollars inside each bracket are taxed at that bracket's rate. Enter your taxable income to see your top bracket, the rate you actually pay overall, and how every dollar is split.
Figures from IRS Rev. Proc. 2025-32. Not tax advice.
| Bracket | Income in bracket | Tax |
|---|
Taxable income is after deductions. Ignores credits and other taxes.
Topics
Every guide, by topicFederal Tax Brackets
Federal income tax brackets and rates for 2025, 2026 and 2027 by filing status, with marginal and effective rate explained.
- Alternative Minimum Tax 2026: Exemption and Who Pays AMT
- Effective Tax Rate: Formula and 2026 Worked Examples
- Head of Household Requirements: Who Qualifies to File
- How Tax Brackets Work: A Step-by-Step Guide With Examples
Standard and Itemized Deductions
Standard deduction amounts, itemized deductions, the SALT cap and the new limits that start in 2026.
- Charitable Deduction Limits 2026: The New 0.5% Floor
- Charitable Deduction Without Itemizing: $1,000 From 2026
- HSA Contribution Limits 2027: $4,500 Single, $9,000 Family
- Itemize or Take the Standard Deduction? How to Decide
New Tax Law Deductions
The 2025 to 2028 deductions for tips, overtime, car loan interest and seniors, plus other changes from the 2025 tax law.
- Is AI Tax Advice Accurate for 2026 Rules?
- Car Loan Interest Deduction: Up to $10,000 for New Cars
- Does Overtime Get Taxed More? Withholding vs Real Tax
- No Tax on Overtime: Up to $12,500 Deduction Explained
Child Tax Credit
Child Tax Credit amounts, income limits, refundable portion and related family credits.
- Additional Child Tax Credit: The Refundable $1,700
- Adoption Credit 2026: $17,670 and New Refundable Part
- Child and Dependent Care Credit 2026: Now Up to 50% of Costs
- Child Tax Credit 2026: $2,200 Per Child and Who Qualifies
Earned Income Credit
EITC amounts and income limit tables by number of children, eligibility and how the credit is figured.
- Earned Income Credit 2026: $664 to $8,231 by Children
- EITC Calculator: Estimate Your Earned Income Credit
- Earned Income Credit With No Children: 2026 Rules, Limits
- EITC Income Limits 2026 Table: Single, Joint, by Children
Education and Other Credits
Education credits, the saver's credit, adoption credit and the status of energy and EV credits.
- American Opportunity Credit: $2,500 Per Student Rules
- Energy Tax Credits 2026: Home Energy Credits Have Ended
- EV Tax Credit 2026: What Changed After September 30, 2025
- Lifetime Learning Credit: Amount, Income Limit and Rules
Capital Gains and Investment Tax
Capital gains rates, dividends, net investment income tax, home sales, estate and gift tax limits.
- Capital Gains on Home Sale: $250,000 Exclusion Rules
- Capital Gains Tax Rate 2026: 0%, 15%, 20% Income Brackets
- Estate Tax Exemption 2026: $15 Million Per Person Explained
- Form 1099-DA: What Crypto Brokers Report for 2025 and 2026
Payroll and Self-Employment Tax
FICA, Social Security and Medicare tax, self-employment tax, bonus withholding and W-4 basics.
- Additional Medicare Tax: 0.9% Over $200,000 Explained
- Bonus Tax Rate 2026: 22% Federal Withholding Explained
- Medicare Tax Rate 2026: 1.45% Rate With No Wage Base Cap
- Self-Employment Tax Calculator for 2026: Estimate SE Tax
Estimated Taxes
Who must pay estimated tax, due dates, safe harbor rules and how to figure Form 1040-ES payments.
- Estimated Taxes Calculator: Figure Your Quarterly Payment
- Estimated Tax Due Dates 2027: Apr 15, Jun 15, Sep 15, Jan 18
- Estimated Tax Due Dates 2026: All Four Quarterly Deadlines
- Estimated Tax Payment Not Showing Up? What to Check
State Income Tax
State income tax rates and brackets for the largest states and the states with no income tax.
- California Tax Brackets 2026: Rates and Thresholds
- Georgia Income Tax Rate: The Flat Tax and Recent Rate Cuts
- Illinois Income Tax Rate: The Flat 4.95% Rate Explained
- Massachusetts Income Tax Rate and the 4% Millionaires Surtax
Tax Calculators and Salary Examples
Calculators and full worked examples of federal tax on common salaries and filing statuses.
- Income Tax Calculator 2026: Federal Tax by Filing Status
- Paycheck Tax Calculator: Take-Home Pay After Taxes
- Tax Bracket Calculator: Find Your Bracket and Tax Owed
- How Much Tax on a $100,000 Salary? 2026 Worked Example
Taxable Income by Source
How taxable income is figured and how specific income such as Social Security, 401(k) withdrawals and gambling winnings is taxed.
- Gambling Winnings Tax: Rates, Forms and 2026 Changes
- Kiddie Tax 2026: Thresholds, Rules and How It Is Figured
- Tax on 401(k) Withdrawal: How Much You Will Owe and Why
- Tax on Social Security Benefits: 50% and 85% Rules
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